craft now. pay later.
Clear, transparent terms. Fair rates. No prepayment penalties.
6-Month 0% APR Financing Available*
We provide easy and affordable financing, powered by Bread Pay™, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order in up to 48 months at competitive rates. Or, pay in 6 months for as low as 0% APR.*
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
Check your rate in seconds without leaving our site
Questions?
Visit the Bread Pay help center or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly payments of $25.36 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly payments of $25.36 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.